Trusted Medicare Advisors — Helping Coloradans Find the Right Medicare Plan

Whether you're turning 65, comparing plans, or helping a loved one, we're here to guide you every step of the way.

H5 Healthcare Consulting, a locally owned and family-focused Colorado-based agency, is dedicated to delivering exceptional service and guidance through every step of your healthcare journey. Specializing in Colorado Medicare Plans, our licensed agents are local experts who take the time to understand your individual health and lifestyle needs. As part of your community, we’re here to offer trustworthy advice and personalized support in a way that feels both professional and approachable.

We believe Medicare doesn’t have to be confusing. At H5 Healthcare Consulting, we offer Medicare enrollment help through education and plan selection that cuts through the noise and gives you clarity and confidence. Whether you're exploring your first Medicare plan or reviewing options during Annual Enrollment, we’re committed to helping you find the right fit for you or your loved ones. Our goal is to make Medicare planning simple, stress-free, and tailored just for you.

How we help you find a Colorado Medicare plan

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    No-Cost Consultation

    Our free Medicare consultation will provide insightful education on Medicare and guide you through the basics of Medicare coverage options to start the conversation about what suits you best.

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    Discovery & Strategy

    With a few simple questions, we can help compare Medicare plans to determine where you are financially exposed, if the plan you have is the proper fit for your situation, and what additional options may be available to you in the future should your health needs change.

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    Facilitating the Process

    We pride ourselves in being knowledgeable from start to finish. We help make the process easy from initial Medicare enrollment to choosing and signing up for the right plan to ongoing annual plan reviews that leave you feeling confident about your choices.

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Types of Medicare plans

Medicare Supplement Plans

Medicare Supplement plans (Medigap) help cover out-of-pocket costs like deductibles, copays, and coinsurance not covered by Original Medicare. These plans offer nationwide access to any doctor who accepts Medicare, giving you flexibility and fewer billing surprises. Ideal for those who want predictable costs and freedom of choice in their care.

Medicare Advantage Plans

Medicare Advantage plans (Part C) are all-in-one alternatives to Original Medicare, offered by private insurers. Often structured as HMOs or PPOs, they may include dental, vision, hearing, and prescription drug coverage. These plans suit those who want coordinated care, added benefits, and the option to pay as they go.

Prescription Drug Plans

Prescription Drug Plans (Part D) help reduce the cost of medications and are available through private insurers. These plans can be added to Original Medicare or Medicare Supplement coverage and include a formulary of covered drugs. Enrolling ensures access to affordable prescriptions and helps avoid late enrollment penalties.

Testimonials

  • "Krista is a blast to work with - she was very pleasant and efficient! Krista is always available to assist us with all of our questions and concerns regarding our options. She is very easy going and is a remarkable resource of information."

    - Ernie and Lisa | Aurora, CO

  • "Krista is an excellent listener, collaborator, and coordinator. She was instrumental in assisting our special needs family have a positive experience. We are so grateful!"

    - Majken | Golden, CO

  • "Krista is the best! We changed our plans so many times based on various circumstances and she was always amenable. She is super communicative even when I was bad about it. It was a relief having her help us through our decision making and taking the hard work out of our hands."

    - Melissa | Westminster, CO

  • "She was happy and willing and able to answer all of my questions, even the obvious ones. All communication was prompt and organized. Krista was also approachable, kind, and relatable. So easy to work with!"

    - Julie | Broomfield, CO

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About H5 Healthcare Consulting

At H5 Healthcare Consulting, we believe navigating Medicare doesn’t have to be overwhelming—and you don’t have to do it alone. Founded by Krista Hugenberg, a licensed Medicare agent with over 15 years of healthcare experience, H5 was created out of a deep passion for helping individuals and families make confident, informed decisions about their health coverage. Krista holds both an MBA and CNA certification, bringing a unique blend of business knowledge and hands-on care experience to her role. As a “medical mom” who’s spent years advocating for her own family’s complex healthcare needs, she understands firsthand how important it is to have a trusted guide by your side.

H5 Healthcare Consulting specializes in Colorado Medicare Plans and provides Medicare Enrollment Help with a personal, compassionate approach. Krista takes the time to truly listen, explain your options in plain language, and recommend plans that fit not just your medical needs—but your lifestyle and values too. Whether you're just getting started or reevaluating your current coverage, you can count on Krista and H5 to be a steady, supportive resource throughout every step of your Medicare journey.

Connect with Krista